Revolutionize the way you process checks Remote Deposit Capture is a brand new payment tool that allows you to deposit your paper checks from your office without driving to the bank to wait in line or worrying about deposit deadlines and employee security. It is by far the most efficient way to get your paper checks to the bank.

How does it work? Remote Deposit Capture uses your computer with high speed Internet access, a compact digital check scanner and a user-friendly, secure interface to move your check deposits electronically from your business to your bank. Simply connect the scanner to your computer, load the interface software, and start sending deposits.

The easy-to-use interface helps you create the deposit, review it and pull the reporting your business needs anytime, anywhere using the Internet. Your checks are digitally archived on a secure server that you can access and search from your desktop, allowing you to find deposited checks in seconds.

How is this possible? When all air travel was grounded in the days following the September 11th attacks, paper checks were not able to move through the Federal Reserve System for payment. To help prevent this from happening in the future, federal legislation was passed, known as Check 21, allowing an electronic image of a check to serve as the legal equivalent of the original paper check.

Remote Deposit Capture technology allows you to create that electronic image, or substitute check, right from your desktop and securely transmit it to the banking system. It does not convert the check to an ACH (Automated Clearing House) transaction, but literally performs the check deposit right from your office, revolutionizing the traditional check process.

Key Benefits:

• Deposit on demand or even make multiple deposits a day with minimal time and effort.
• Extend your deposit timeframe, increase funds availability, and avoid missed deposit deadlines.
• Minimize or completely eliminate visits to the bank.
• Deposit funds into the account of your choice.
• Eliminate duplicate posting entries and errors by downloading deposit batch files already reconciled through the Remote Deposit Capture system into your existing accounting system.
• View all location information at the same time, while in your office or on vacation.
• Information is secured using SSL encryption and pre-determined access rights ensuring the protection of confidential information.
• View historical checks at a moment's notice anytime you need.
• Standardized and customized reporting assists in providing information that can better business practices and cash flow management.
• No hunting through photocopies to retrieve check information – simply search for past checks online.
• Minimize or eliminate employee safety concerns when traveling to make deposits.
• Reduce processing costs by not only decreasing the true cost of making a check deposit, but also through cost savings in time and energy expended to make the deposit, look up historical data and balance information.

Please contact us at 1-800-613-0148 (toll-free) for information on Remote Deposit Capture technology or request information online.